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deskgameA standout feature The Money Factory offers is its loyalty program. Users can climb the loyalty ladder and claim prizes of GC and SC along the way. deskgameThe Fighting Irish were 12-2-0 ATS and have covered the spread in 10 consecutive games. Notre Dame’s pass defense should thwart Penn State quarterback Drew Allar enough to make enough stops and simply outscore the Nittany Lions. deskgameSelect the state you are located in. deskgameThe Miami-Cleveland matchup kicks off the late Sunday window at 4:05 p.m. ET. The 7-8 Dolphins are favored by 6.5 points over the 3-12 Browns. Miami will still be alive in the AFC playoff race if one of Denver or the Los Angeles Chargers lose on Saturday. Rainy and windy conditions, however, point to the Browns possibly covering the spread.