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deskgameThe Ravens (11-5) win the AFC North and earn the third seed in the AFC if they beat the Browns (3-13) at home. Baltimore also can win the AFC North with a Steelers loss, regardless of whether it beats Cleveland. deskgameJon Jones is the far safer bet here. Of course, at -625, fans will need to wager a large amount of money to see a good return. deskgameAs one might expect, the payout times differ based on which option is chosen. Debit card, Apple Pay, and Trustly are almost always processed in 24 hours. Cash at the cage requests typically are processed in an hour. deskgameHead coach Marcus Freeman provides a notable coaching edge. Penn State is known for crumbling in big games, and Franklin is 5-12 ATS versus teams ranked in the top five. The Irish checked in at No. 5 in the final CFP rankings.